Backend Engineer, Payments and Risk at Stripe

This role is ideal for experienced backend generalists with 2 to 12+ years of professional experience who are comfortable operating with high autonomy. The team

Work type: unknown

Location: US

Salary: $155,700 – $285,600/yr

Type: Full-time

Summary

This role is ideal for experienced backend generalists with 2 to 12+ years of professional experience who are comfortable operating with high autonomy. The team is language-agnostic, meaning they prioritize strong fundamental coding skills and system design over mastery of a specific language. If you enjoy building scalable APIs and complex financial infrastructure that handles billions of requests, this is a top-tier opportunity. You will join a high-impact organization (Payments and Risk) responsible for the core rails of the global economy. A major highlight is the "team matching" process, which allows you to find the specific sub-team—such as Risk Engineering or Optimized Checkout—that best aligns with your interests toward the end of the interview cycle. **You might be a good fit if you:** * Have a track record of building and maintaining large-scale distributed systems. * Prefer a "generalist" approach, moving across the stack to solve problems wherever they arise. * Are looking for a hybrid work environment within a US-based team. * Want to mentor other engineers while maintaining a heavy individual contributor load.

Job Description

Note:if you are an intern, new grad, staff, frontend or fullstack applicant, please do not apply using this link and visit our[jobs page](https://stripe.com/jobs/search)for those specific postings.

## Who we are

### About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

### About the Organization

Payments and RiskSub-orgs within Payments and Risk: Link and OCS, Payments Acceptance, Risk

The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe’s brand and financial stability.

Team Matching: exact team matching for one of the subteams will begin during final stages.Please note we may also consider you for different orgs based on your experience, location, etc.More information on our team matching process can be found [here](https://docs.google.com/document/d/1zvJkO2c7GzukHG-_oqc5wbOLajpuh5FjbmZPcZPU1o0/edit?tab=t.0#heading=h.ahb3b6nrktv1).

## What you’ll do

We’re looking for Backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross-functional teams – from Infrastructure to Product – at Stripe to deliver innovative solutions that address evolving user needs.

### Responsibilities






## Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

### Minimum requirements






### Preferred Qualifications


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