**Who this is for** This role is for a detail-oriented insurance professional with a background in underwriting, specifically within the PEO or small-group heal
Work type: remote
Location: Remote
Salary: $65,000 – $75,000/yr
Type: Full-time
**Who this is for** This role is for a detail-oriented insurance professional with a background in underwriting, specifically within the PEO or small-group health market, looking to provide strategic pricing guidance. **Key highlights** You will serve as a specialized consultant at CCGL, helping PEOs make data-driven pricing decisions for new business opportunities to ensure profitability and healthy loss ratios. **You might be a good fit if you...** - Have 3-5 years of experience underwriting medical risk for small-group or PEO benefits. - Possess a strong working knowledge of the Affordable Care Act and underwriting protocols. - Are highly proficient in Microsoft Excel and specialized underwriting tools. - Can balance analytical risk assessments with effective business communication.
Employee Benefits is the core of our business and at our heart we are a people-focused organization. Every day, we help over 100,000 employers give their employees peace of mind by providing health, pharmacy, long and short-term disability, vision, dental and other insurance solutions. What makes us unique is that we can surround our clients with more services and more technology-based tools and a team of advisors that simply cares more than anyone else.
If you want a career giving people the reassurance that they can have access to the health care they need for themselves and their loved ones, join OneDigital.
Our Newest Opportunity:Summary:
In today’s PEO sales world, an education/competence gap exists at our PEOs. After CCGL’s PEO-level consulting and PRM’s new-business risk assessments, PEOs still need to decide when to get more aggressive on the pricing of new business and when to walk away. Some PEOs are not selling enough business while missing good opportunities, and some others are selling too much business while bringing in deals that do not perform well. Establishing the role of Pricing Consultant at CCGL is intended to address the gap. If the PC role performs appropriately, CCGL clients will see increased new-business sales and better MLR performance. That benefits CCGL in growing top-line revenue and increasing client satisfaction. Although the position will be staffed, trained, and supervised in CCGL, it will occasionally respond to new-business pricing questions from PRM-only clients.
PCs are responsible for determining the risk profile of prospects based upon a review of all available sources of information and then advising the PEO on best-pricing options including discounting, benefits-neutral pricing (“parity”), and when to walk away from opportunities based upon market dynamics. PCs will report activity routinely to CCGL management in order to track pricing recommendations and the frequency with which competitive pricing is supplied. CCGL management will cross reference pricing decisions with new-business sales to track the effectiveness of the new-business pricing process. PCs will be responsible for building strong, trusting relationships with PEO contacts, so communications skills and reliability are key attributes.
Essential Duties and Responsibilities (include but are not limited to):
Your base pay is dependent upon your skills, education, qualifications, professional experience, and location. In addition to base pay, some roles are eligible for variable compensation, commission, and/or annual bonus based on your individual performance and/or the company’s performance. We also offer eligible employees health, wellbeing, retirement, and other financial benefits, paid time off, overtime pay for non-exempt employees, and robust learning and development programs. You will receive reimbursement of job-related expenses per the company policy and may receive employee perks and discounts.
To learn more, visit: www.onedigital.com/careers