Principal Data Scientist, Payments at Gusto

You are a seasoned data scientist with at least ten years of experience in fintech, specifically regarding payments infrastructure and high-scale transactional systems. You have a deep understanding of ledger data and causal inference, and you are comfortable partnering with engineering teams to influence architecture and build production-ready predictive models. **What makes it worth a look...** Gusto offers a salary between $184,000 and $250,000 depending on whether you work from their Denver, San Francisco, or New York offices. You will work on-site approximately 2 to 3 days per week in these hubs while owning the end-to-end intelligence for their payment ecosystem. **You might be a good fit if you...** * Have extensive hands-on experience with ACH, card networks, and settlement flows. * Possess advanced skills in SQL and Python for querying and building analytical pipelines. * Design and analyze rigorous A/B tests within complex, high-variance payment environments. * Build and deploy AI-driven products for anomaly detection and risk scoring.