Private Credit Analyst - Portfolio Management at Protective

**Who this is for** This role is for a detail-oriented financial professional looking to support the underwriting and monitoring of private credit investments.

Work type: onsite

Location: Birmingham, AL

Salary: $52,500 – $73,500/yr

Type: Full-time

Summary

**Who this is for** This role is for a detail-oriented financial professional looking to support the underwriting and monitoring of private credit investments. It is ideal for someone with foundational modeling skills who wants to gain exposure to investment research and portfolio management. **Key highlights** You will work within an investment organization to perform credit risk assessments, maintain complex financial models, and support senior team members in executing disciplined investment strategies for private credit. **You might be a good fit if you...** - Have a bachelor’s degree in Finance, Accounting, or Economics. - Possess at least 2 years of relevant experience in credit analysis, asset management, or investment banking. - Are highly proficient in Excel, including building models for cash flow and sensitivity analysis. - Have a demonstrated interest in private credit or leveraged finance.

Job Description

The work we do has an impact on millions of lives, and you can be a part of it.
We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.

The Private Credit Analyst supports the underwriting and ongoing monitoring of privately negotiated credit investments across Protective’s private investment strategies. The role assists senior analysts and portfolio managers in executing a disciplined investment evaluation and portfolio management process, while building core analytical and modeling capabilities.

This position offers exposure to private credit underwriting, portfolio analytics, and investment research within Protective’s investment organization.

## Key Responsibilities

• Assist in analyzing credit risk through financial, business, and industry research on borrowers, portfolio companies, and managers

• Support preparation of written and verbal credit opinions and investment materials

• Contribute to relative value analysis across capital structures and transaction terms

• Build and maintain Excel‑based financial models, including cash flow, scenario, and sensitivity analysis

• Monitor portfolio performance, manager results, and relevant market developments

• Apply firm tools and analytics to support downside risk evaluation

• Communicate findings to senior team members and investment partners

• Develop foundational relationships with internal stakeholders and external counterparties

• Credit & Financial Analysis

• Foundational understanding of financial statement analysis, credit metrics, and capital structures

• Ability to evaluate company fundamentals, transaction terms, and downside risk

• Financial Modeling & Analytics

• Proficiency in Excel‑based financial and cash flow modeling

• Experience performing scenario and sensitivity analysis

• Strong Excel skills, including formulas, lookups, and data organization

• Investment Research & Portfolio Support

• Ability to conduct financial, business, and industry research on borrowers, portfolio companies, and managers

• Support portfolio monitoring, performance analysis, and market trend assessment

• Assist in preparing investment materials, credit opinions, and internal reports

• Communication & Collaboration

• Clear written and verbal communication skills

• Comfortable participating in meetings and engaging with internal stakeholders and external counterparties

• Ability to synthesize complex financial information and communicate key insights

• Professional Effectiveness

• Strong analytical thinking, attention to detail, and sound judgment

• Ability to manage multiple priorities in a team‑oriented environment

• Proactive mindset with willingness to learn, take feedback, and work independently when needed

• Tools & Systems (Preferred)

• Experience with Bloomberg Terminal or similar financial data platforms

• Familiarity with investment analytics tools and reporting processes

• Bachelor’s degree in Finance, Accounting, Economics, or related field

• 2 years of relevant, cumulative experience (credit analysis, investment banking, asset management, accounting)

• Proficiency in Microsoft Excel and financial modeling

• Bloomberg Terminal experience

• Prior exposure to private credit or leveraged finance

• Demonstrated interest in investment management

This position offers exposure to private credit underwriting, portfolio analytics, and investment research within Protective’s investment organization.

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