Senior Financial Reconciliation Manager at mercury

**Who this is for** This role is for a seasoned Senior Financial Reconciliation Manager eager to shape the future of financial data integrity at a scaling finte

Work type: remote

Location: San Francisco, CA, New York, NY, Portland, OR, or Remote within Canada or United States

Salary: $207,800 – $259,800/yr

Type: Full-time

Summary

**Who this is for** This role is for a seasoned Senior Financial Reconciliation Manager eager to shape the future of financial data integrity at a scaling fintech company. You will own the reconciliation process end-to-end, from managing current operations to architecting the framework for a future de novo bank charter. **Key highlights** You'll lead a high-performing team, optimize the BlackLine environment, and design critical controls for a regulated bank. This position requires a blend of deep accounting rigor, operational acumen, and a passion for building scalable processes and teams from the ground up. **You might be a good fit if you...** - Have 8+ years of experience in reconciliation, with at least 3 years in banking, fintech, or reconciliation tooling environments. - Possess strong knowledge of payment rails (Fedwire, ACH, card settlement) and experience building and implementing control frameworks. - Have proven people leadership experience and a builder's mindset, energized by creating structure and driving efficiency. - Demonstrate systems thinking, operational rigor, and a bias toward action in a fast-paced, ambiguous environment.

Job Description

Mercury is building the financial stack for ambitious businesses. As we scale our banking infrastructure — deepening partner bank relationships while building toward a de novo bank charter — the integrity of our financial data is foundational to everything we do.

We’re hiring a Senior Financial Reconciliation Manager at a pivotal moment in Mercury’s evolution. This leader will own reconciliation end-to-end: scaling partner bank reconciliation operations today while architecting the future-state framework for Mercury as a chartered institution.

You’ll lead a high-performing team, shape and optimize our BlackLine environment, and design the controls infrastructure that will underpin a regulated bank. You’ll serve as the subject matter expert across payment rails and partner relationships — and define what “best-in-class reconciliation” looks like at Mercury.

This role is for someone who pairs deep accounting rigor with strong operational instincts, systems thinking, and a genuine passion for building teams and scalable processes from the ground up.

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.You will:

Own reconciliation integrity across customer transactions spanning multiple payment rails and account types

Architect and implement the reconciliation structure for Mercury's de novo bank charter

Design and operationalize a robust reconciliation controls framework aligned with regulatory expectations

Lead and mentor a team of reconciliation analysts

Drive strategy and optimization within our BlackLine environment and reconciliation tooling

Use data to identify systemic improvements, eliminate manual processes, and enable automation at scale

Translate partner bank requests into clear internal execution plans

Partner cross-functionally with Engineering, Product, Accounting, Risk, and Data Science to build scalable infrastructure

Feel confident when using data and intuition to make decisions in a fast-paced, ambiguous environment, while demonstrating curiosity and a growth mindset

Be fully autonomous and find joy in driving efficiency

You have:

8+ years of experience in reconciliation, with at least 3+ years in banking, fintech, or reconciliation tooling environments

Experience optimizing data flows and automating manual reconciliation processes

Strong knowledge of payment rails including Fedwire, ACH, and card settlement and the reconciliation workflows they create

Demonstrated ability to build and implement control frameworks

Comfort collaborating across technical and non-technical stakeholders, including engineers and external partners

Proven people leadership experience, with a focus on coaching and developing teams

A builder mindset — energized by creating structure where it doesn’t yet exist

Systems thinking, operational rigor, and a bias toward action

The total rewards package at Mercury includes base salary, equity (stock options), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $207,800 - 259,800

US employees outside of New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $187,000 - 233,800

Canadian employees (any location): CAD 196,400 - 245,500

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using [Covey Scout for Inbound ](https://getcovey.com/product/covey-scout-inbound)on January 22, 2024.

[[Please see the independent bias audit report covering our use of Covey for more information.]](https://getcovey.com/nyc-local-law-144)

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