**Who this is for** This role is for experienced backend engineers who are passionate about building reliable, scalable financial infrastructure. It is suited f
Work type: remote
Location: New York, NY (HQ) | San Francisco, CA | Remote (US)
Salary: $142,300 – $334,500/yr
Type: Full-time
**Who this is for** This role is for experienced backend engineers who are passionate about building reliable, scalable financial infrastructure. It is suited for builders who thrive in high-stakes environments where precision, correctness, and architecture are prioritized to manage complex, multi-currency payment flows. **Key highlights** You will work on the core payments and banking backend systems that facilitate billions in transaction volume. This role offers the opportunity to build abstractions for both traditional banking rails and emerging crypto payment technologies, directly influencing the financial operations of over 50,000 businesses. **You might be a good fit if you...** - Have 3+ years of experience in backend or platform engineering within high-scale production environments. - Possess strong systems design skills and the ability to architect reliable solutions for ambiguous, complex requirements. - Are comfortable managing distributed systems, performance optimization, and maintaining high standards for production reliability. - Demonstrate a "builder" mindset with the drive to own technical problems from architecture through to deployment and partner integration.
# About Ramp
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $100B in annualized spend flows in and out of 50,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
The problems are high-stakes, data-dense, and unforgiving.
We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.
If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.
About the Role
The Payments and Banking team builds the foundational backend systems that power every dollar flowing through Ramp. We're a platform-first team obsessed with correctness, reliability, and scale — providing the rock-solid financial infrastructure that enables Ramp's explosive growth.
Money at Ramp isn't just one thing: it's domestic currencies, international currencies, cutting-edge stablecoins, rewards points, and more. The platforms we build handle all of these diverse forms of value at massive scale. To do that, we maintain healthy, fast connections to real-world banking systems of every shape and size — from small-business checking accounts to enterprise treasury accounts to cryptocurrency wallets. When we build reliable abstractions, every other team at Ramp can build things that just work for every customer.
What You'll Do
If you are being referred for the role, please contact that person to apply on your behalf.
## Other notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @[Ramp.com](http://Ramp.com)email addresses and will never ask for payment or sensitive personal information during the hiring process.
[Ramp Applicant Privacy Notice](https://ramp.com/legal/applicant-privacy-notice)